May 2023

Mobile Phone - Cell Phone - Flip Phone - Dumb Phone - Man Using Flip Phone

Should You Use a Dumb Phone for Privacy & Security?

The constant stream of news regarding mobile phone spyware (e.g. Pegasus) and hacks may have you wondering – should you use a dumb phone for privacy and security? We often see criminals in movies and TV using dumb phones as burners, but does this really make you more private and secure relative to using a smart phone? We answer these questions in this episode, as well as impart some cold, hard truths about the privacy and security implications of voice (PSTN) and SMS. Finally, we wrap up by explaining some of the ways you can improve the security of your smart phone and why this matters. Buy a good quality smart phone, harden it, and keep it up-to-date before you get pwned. Visit us at biggerinsights.com to request a consultation or read our blog. Please consider making a non-deductible contribution to help us break through Big Tech suppression and keep this podcast going. OpenAlias: contribute.biggerinsights.com. Monero (XMR), Bitcoin (BTC), and Litecoin (LTC) addresses at biggerinsights.com/support-us. Disclaimer: Nothing in this episode should be construed as legal or other advice.

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Mastodon - Twitter Alternative - Social Media - Free and Open-Source Software (FOSS) - Federated - Decentralized

Twitter Alternative Mastodon Deserves a Closer Look

Mastodon is a Twitter alternative that deserves a closer look. One may assume it’s just another Gab, Parler, or Truth Social, but this isn’t the case. Mastodon is decentralized, federated, free and open-source software (FOSS) that anyone can use. There are many servers you can choose from to host your account, but if you don’t want to go that route, you can also self-host. This is the way social media should be. Mastodon is also part of a larger Fediverse through it’s implementation of ActivityPub, which is underappreciated and has great potential. We explain what this means for users, why it matters, as well as the pros and cons from our experiences. If you’re already a Mastodon user, follow us at https://mastodon.social/@biggerinsights. Otherwise, you can sign up and follow us here: https://mastodon.social/invite/kD9EwTtF. Visit us at biggerinsights.com to request a one-on-one consultation, listen to our podcast, or read our blog. Please consider making a non-deductible contribution to help us break through Big Tech suppression and keep this podcast going. OpenAlias: contribute.biggerinsights.com. Monero (XMR), Bitcoin (BTC), and Litecoin (LTC) addresses at biggerinsights.com/support-us.

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Inflation - Burning Money - Cash - US Dollar - Purchasing Power - Waste

Why the 2020s Decade Will Likely Be Inflationary

One of the biggest macroeconomic debates of today is whether we’ll experience inflation or deflation over the coming years. If you survey 50 economists, you’ll come up with 50 different answers. However, after much research, our opinion is that the 2020s decade will likely be inflationary in terms of the purchasing power of the US dollar (USD) within the United States. We explain our reasons why, supported by data, as well as deflationary risks that consumers and investors should be mindful of. It should be noted that although we expect inflation in aggregate, we also believe that, similar to the 1940s and 1970s, we’ll likely experience volatile waves of inflation and deflation. This presents risks and opportunities to consumers and investors who follow these macroeconomic trends. Visit us at biggerinsights.com to request a consultation or read our blog. Please consider making a non-deductible contribution to help us break through Big Tech suppression and keep this podcast going. OpenAlias: contribute.biggerinsights.com. Monero (XMR), Bitcoin (BTC), and Litecoin (LTC) addresses at biggerinsights.com/support-us. Disclaimer: Nothing in this episode should be construed as tax, financial, or other advice. Investing involves significant risk, which may not be appropriate for your situation. Consult your financial advisor before making any investments.

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Delete Facebook - Social Media - Corporate Surveillance - Creepy

Finding, Sanitizing, and Closing Old Accounts

You probably have more accounts than you realize – perhaps dozens that you’ve opened over the years and forgotten about. Every account you have is a potential liability in terms of your privacy and security. In this episode, we detail: 1. Techniques for finding accounts you’ve forgotten about; 2. Why and how you should sanitize accounts before closing them; and 3. Why and how you should close old/unneeded accounts. We also discuss valuable insights that we’ve gained from our years of experience in decommissioning hundreds of accounts. Of course, anyone can simply delete an account, but there are many nuances to contemplate before doing so because closing an account can have irreversible side-effects. Visit us at biggerinsights.com to request a consultation or read our blog. Please consider making a non-deductible contribution to help us break through Big Tech suppression and keep this podcast going. OpenAlias: contribute.biggerinsights.com. Monero (XMR), Bitcoin (BTC), and Litecoin (LTC) addresses at biggerinsights.com/support-us. Disclaimer: We are not attorneys or other legal professionals and nothing in this episode should be construed as legal or other advice.

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Cryptocurrency - Bitcoin - Blockchain - Risks - Privacy

Bitcoin’s Fundamental Flaw That No One’s Talking About

Bitcoin has a lot going for it. It has a very robust network, is rather decentralized, can’t be duplicated, etc. We’ve all heard the sales pitch. However, Bitcoin has a fundamental flaw that no one’s talking about. When it comes to privacy, frankly, we’re a little concerned. It’s no longer a secret that Bitcoin isn’t very good for privacy, but we’re convinced that Bitcoin’s transparent, public ledger will prove to be a bigger liability for investors than most realize. In this episode, we explain our reasoning for these concerns, as well as ideas for mitigating them moving forward. We also provide a business’ perspective, in terms of the risks of accepting Bitcoin as payment (e.g. tainted coins), which is too often overlooked and will hinder Bitcoin’s adoption as money. Visit us at biggerinsights.com to request a consultation or read our blog. Please consider making a non-deductible contribution to help us break through Big Tech suppression and keep this podcast going. OpenAlias: contribute.biggerinsights.com. Monero (XMR), Bitcoin (BTC), and Litecoin (LTC) addresses at biggerinsights.com/support-us. Disclaimer: Nothing in this episode should be construed as tax, financial, legal, or other advice. Some of the material discussed in this episode may not be appropriate, applicable, or lawful for you depending on when you consume this content and your jurisdiction. Investing in cryptocurrency involves significant risk, which may not be appropriate for your situation. Consult with your financial advisor before investing in and cryptocurrency.

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Corporate Surveillance - Data Sharing - Data Breaches - Account Linking

12 Considerations for Opening Your Next Account – Part 2

Have you ever opened an account and regretted it? Has your private data been used, abused, and breached? We have years of experience fighting with hundreds, if not thousands of different apps and services to harden, sanitize, delete sensitive information, and recover from data breaches. In this episode, we share our insights from these experiences so you can hopefully avoid the pitfalls we and our clients have encountered over the years. More specifically, here in Part 2 of 2, we discuss: 1. App and service providers may make it difficult or impossible to close your account or delete your data; 2. Many or most entities will be breached; 3. App and service providers may not actually be deleting your data when they’re supposed to; 4. Phone numbers for SMS two-factor authentication (2FA) being abused; 5. Usernames and email addresses revealing information and linking accounts; and 6. Password recovery and other features revealing information about you. Take these considerations seriously when you consider opening your next account. We also discuss detailed action items for addressing these concerns, but caution listeners that some of the techniques detailed in this episode (fake information, email aliases, VOIP phone numbers, etc.) may not be appropriate or lawful in some jurisdictions or some circumstances. Some of the images presented in the video and blog content for this episode are AI-generated and provided for entertainment purposes only. Visit us at biggerinsights.com to request a consultation or read our blog. Please consider making a non-deductible contribution to help us break through Big Tech suppression and keep this podcast going. OpenAlias: contribute.biggerinsights.com. Monero (XMR), Bitcoin (BTC), and Litecoin (LTC) addresses at biggerinsights.com/support-us. Disclaimer: We are not attorneys or other legal professionals and nothing in this episode should be construed as legal or other advice.

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Risk - Trap - Pitfall - Finance - Chasing Money off a Cliff

11 HSA Pitfalls to Avoid – Part 2

Health Savings Accounts (HSA) are very powerful in that they can save you a lot on your taxes, but there are many pitfalls/risks that HSA participants should be mindful of. This is Part 2 of 2 episodes detailing 11 HSA Pitfalls to Avoid. If you haven’t yet listened to Part 1, go listen to that first. In this episode, we discuss the 5 remaining of the 11 pitfalls, including: 1. Employer mistakes, 2. Not reconciling expenses, 3. Not keeping good records 4. Doing a full Transfer of Assets (TOA) when you don’t intend to close the outgoing account, and 5. Not investing your HSA funds. Visit us at biggerinsights.com to request a consultation or read our blog. Please consider making a non-deductible contribution to help us break through Big Tech suppression and keep this podcast going. OpenAlias: contribute.biggerinsights.com. Monero (XMR), Bitcoin (BTC), and Litecoin (LTC) addresses at biggerinsights.com/support-us. Disclaimer: We are not CPAs, tax attorneys, or other tax professionals and nothing in this episode should be construed as tax, financial, health, or other advice. Investing your HSA funds involves risk, which may not appropriate to some HSA participants. Do not invest your HSA funds without first consulting your financial advisor. Bigger Insights also does not condone buying beer with your HSA funds!

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