Finance
Financial Consulting
What We Offer
Our
Your
Plan
- Budgeting and saving
- Debt management
- Financial plan construction
- Financial modeling and analysis for significant decisions
- Tax planning and liability monitoring
- Retirement planning
- Credit building
- Child finances: College saving, custodial accounts, credit cards, Roth IRA
- Business startup: Structure, tax election, jurisdiction, corporate formalities
- Investing: Stocks, bonds, real estate, precious metals, cryptocurrencies
- Tax-favored accounts: 401(k), IRA, HSA, 529 Plans, self-directing
- Asset allocation for balancing risk and reward
- Asset placement for tax efficiency
Grow
Protect
- Risk management: Inflation/deflation, market volatility, job loss, divorce
- Asset protection: Trusts, LLCs, insurance
- Estate planning: Trusts, wills, power of attorneys, advance directives, ToD, PoD
- Tax mitigation: Tax shelters, income shifting, estate and gift tax avoidance
- Cyber threat mitigation and incident response
- Digital asset protection and succession planning
- Family and relationship risk mitigation
Why We're Different
We Take a Comprehensive Approach
We take a comprehensive approach to building a successful future that you’d be hard-pressed to find elsewhere. Your financial advisor and accountant may be able to provide similar recommendations, but how well can they protect your digital assets and data in this landscape of ever-increasing digital threats? Do they reach out to you when new opportunities or threats emerge? This is where we shine. It’s no longer enough to just make money, one must also adapt to successfully navigate this complex, interconnected world.
We Focus on Our Clients' Needs
Every client’s situation is different in terms of risk tolerance, threat model, family matters, income security, etc. Every strategy we develop is specific to each client’s situation and needs. For example, credit cards may be a great tool for some, but not for others.
We Are Flexible
Have a 9-5? We’ve got you covered after hours. Most of our work is done electronically, so we can spend more time being productive and less time commuting, parking, etc. We communicate with our clients using a range of secure, privacy-respecting technologies.
We Are Creative
Most advisors push clients into traditional financial assets (stocks, bonds, annuities, etc.). Why? Because their compensation is usually based on a percentage of their assets under management, on commissions, and/or on trading fees. We charge by the hour, so we’re free to recommend products, services, and investments that are truly in your best interest. Perhaps investing in gold, rental real estate, or Bitcoin is right for you. Although other advisors will not, we can discuss these things with you.
We Are Honest
We tell our clients what they need to hear – the whole story – not just what our clients want to hear. The professional services industry is riddled with advisors who will only do or say what they think their clients want, rather than acting truly in their best interest.
We Have Integrity
We can admit when your needs are beyond the scope of what we have to offer.
Next Steps
Please review our FAQ if you have questions or reservations. Fill out the brief form at the bottom of the page or contact us directly to schedule a complimentary initial consultation. We’ll be happy to discuss how we can serve you in a convenient web meeting. You have nothing to lose but a moment of your time.